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Projections

Model retirement timing and future decisions from your latest household position.

Create retirement planDraft baseline

Plan lasts to ageRetire at age

Projected household net worth

in 2052 · Alex age 70 · Morgan age 68

Cash & depositsInvestmentsOther assetsPropertyRetirementLiabilitiesProjected net worth
age 58
$130k

The modules

One record, kept module by module.

One position, dated and locked. Home shows the last position you finalised, what each module has done since, and when the next review falls due. Nothing here is an estimate you did not agree to.

app.wealthscout.app

Home

Where the household stands, and what the next review needs.

Current net worth

$0

+$146,284total change

Complete July reviewNext review due 7 Aug
Cash & cash equivalents$0
Change between reviews+$0

Wealth Signals

12 reviews recorded
Portfolio ValueLast 12 months

Total portfolio value

Asset allocation

Property43%$0
Retirement30%$0
Investments20%$0
Cash & deposits4%$0
Other assets2%$0
Home loan-$0
Total liabilities-$0

Once a month you update your balances. Then you see how your net worth has changed over that month, which modules moved it, and what is still waiting on you. The position is dated and locked, and nothing in it is guessed on your behalf.

app.wealthscout.app

Home

Where the household stands, and what the next review needs.

Complete

Position Captured

Your net worth

$0

Captured 31 Jul 2026, 4:12 pm

+$1,832

Assets

$0

up $1,685

Liabilities

$0

balance down $147

What shaped your position
Current module values and changes since last position
ModuleChange since last position
Investmentsup $642
Retirementup $578
Cash & depositsup $415
Propertyup $100
Other assetsdown $50
Mortgagebalance down $147
Position highlights

Biggest gain

Investments
+$642

Biggest drag

Other assets
−$50
View Updated Dashboard

Every parcel, with its cost base intact. Import from your broker and keep trades, income and holding periods traceable per parcel. Review recorded disposals and investment income without presenting them as tax-return figures.

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Shares

Track listed investments, import broker trades and review factual summaries.

Portfolio value

Total return

Capital gain

Dividends

Portfolio performance

Portfolio value over since first purchase.

Holdings

6 of 22 holdings shown, grouped by market.

HoldingUnitsMarket value
ASX4 holdings
IVV310$168,940
VGS980$142,310
VAS1,240$118,420
NDQ640$96,210
NASDAQ2 holdings
AAPL180$74,180
MSFT118$81,468

What the place actually returns, after everything. Rent, vacancy, agent fees, interest and running costs, with depreciation counted. Pull a lever and see the result before tax and after it, on the same screen.

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Properties

Track property performance, expenses, mortgages, rent assumptions and evidence.

Manly Unit

5/12 North Steyne, Manly NSW 2095

Estimated Rental Result

Reset to Current Run Rate

$0$0 / mo pre-tax estimate

At current run rate

$70K$35K$0-$35K-$70K
Gross rent
$0
Vacancy1.6%
-$0
Agent fees6.5%
-$0
Interest61.0%
-$0
Operating expenses21.4%
-$0
Annual result pre-tax
$0
Estimated tax effect
+$0 reduction
Estimated annual result post-tax
$0

What moves the result?

Drag a lever to test a change. Figures update live, before tax.

Weekly rent$1,165 / wk

At current run rate

Interest rate6.04%

At current run rate

Counted honestly, at its own volatility. Holdings across exchanges and wallets, priced live and folded into net worth. It sits outside the drawdown order until you decide it belongs there.

app.wealthscout.app

Crypto

Holdings across exchanges and wallets, priced live.

Crypto

Held across two exchanges and one wallet.

Priced 4 min ago

Holdings value

$0

Unrealised gain

+$0

  • BTCBitcoin0.842$0
  • ETHEthereum12.4$0
  • SOLSolana310$0

Counted in net worth at its own volatility, and kept out of the drawdown order until you say otherwise.

The answer the rest of it was for. Put the dated events of your life on a timeline and see when you can retire, what the plan survives, and the year it runs short if you push it too far.

app.wealthscout.app

Projections

Model retirement timing and future decisions from your latest household position.

Retire at

age 58

Plan lasts to

age 90+

At retirement

$0.00M

Plan changes

Add change
2029
  1. Alex drops to part time

    Three days a week, so the household saves 45% of what it saves today

2031
  1. Buy a rental flat

    $780,000 unit, $620,000 mortgage, rented out

2034
  1. Alex's shares vest

    $250,000 of vested shares sold into the Everyday account

2040
  1. Alex retires

    Stops work at 58, not 67

  2. Morgan retires

    Stops work at 56, the same year as Alex

2042
  1. Retirement savings unlock

    Locked retirement savings can be drawn from age 60

Ownership

Your structures, and the tax that comes with them.

Every structure pays tax at its own rate. Add the trust, the company, the retirement fund, and anything held jointly, split any asset between them, and your projections use the rate each owner actually pays, not one blended guess.

Your structures

  • Alex PalmerPerson
  • Morgan PalmerPerson
  • Alex & MorganJoint
  • Palmer Family TrustTrust
  • Palmer Retirement FundRetirement fund
  • Brightside ConsultingCompany

Who owns what

  • 1408 Vista Del Mar, Los AngelesPalmer Family Trust 100%
  • Share parcelAlex 50% · Morgan 50%
  • Retirement accountPalmer Retirement Fund 100%

Split any asset across structures. Reporting and tax follow the split, not a guess.

One household, one set of numbers

Invite the people you share money with. Everyone works from the same record, so you stop comparing two different versions of the truth.

Is your country supported?

These household countries are available in WealthScout's English-language setup. Tax, market, benchmark, and other feature coverage may differ by country.

  • Australia
  • Canada
  • Estonia
  • Hong Kong
  • Ireland
  • Malaysia
  • New Zealand
  • Singapore
  • South Africa
  • Spain (Community of Madrid)
  • United Arab Emirates
  • United Kingdom
  • United States

Plans

Start free. Upgrade when the household grows.

Every plan works with the same connected household record. Plus is what you move to when one of everything stops being enough.

Free

01

Know where you stand

Free

Your whole household in one record, updated every month.

  • Up to 10 share holdings, in one market
  • One property, its value and its mortgage
  • Retirement age, read off your latest position
  • Cash, loans, cards and retirement accounts
  • Net worth history, dated and kept
Coming soon

Plus

02

See it all, and where it's heading

A$16.99/month · A$149/year

For households with more than one of everything.

  • Unlimited holdings, across every market
  • Every property, with rent, expenses and depreciation
  • The full projections module, scenarios and drawdown
  • Managed funds, crypto and other assets
  • Multiple owners, trusts and companies
Coming soon

Illustrative household data only. Updated 16 July 2026.

See when you can get there.

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